7个常见的买房错误

Buying a home is one of the most exciting events in a person’s life, whether it’s the first home or the fifth one; however, 它也可能是压力最大的事情之一. Purchasing a home should be regret-free and anxiety-free.

Learning to avoid these 7 most common mistakes when 购买 a home can help lower your stress and help you focus more easily on possibly the single largest purchase of your lifetime.

错误1没有准备

当你考虑购买范围的时候, it’s surprising how many people haven’t done sufficient research. Research your 购买 power – It’s easy to get a cursory idea of what you can afford through some of the realtor websites. Many have calculators that allow you to input your salary and debts.

Better yet, sit down with a professional before you go house-hunting. You can find out exactly what you can afford in less than an hour with a qualified mortgage consultant (insert your name).

当涉及到出价买房子的时候, sellers are far more interested in offers that come from pre-qualified buyers. They know that the sale will in all likelihood go through and that there won’t be any unforeseen problems at the last minute. (Insert Your Company) offers clients a loan approval letter to present to sellers to verify their ability to close a loan.

错误2考虑得太长远

There is danger in 购买 a home that’s not right for you because you are planning too far in advance.

Your life can change pretty dramatically in the space of a few short years. You may experience a change in health, family or financial status for example. 虽然你不能计划一切, you do need to consider that you may have to sell the home unexpectedly in the not-so distant future, 房子肯定有转售价值.

错误#3等待太久

It’s a big decision and only a foolish person would enter into it lightly. But it’s just as easy to let caution get the better of you. The real estate market isn’t fixed, it can change dramatically.

一些市场供应非常紧张, with few homes available – a tight market probably won’t get better in the next year. The National Association of Realtors estimates that the appreciation rate in most markets will be at least 4 to 6 percent.

Looking at everything before making a decision, it’s tempting to think that the grass is always greener somewhere else, but you may find that the first home is the best home for you.

If you wait, that home may not be available later. 不要匆忙做决定, 但如果房子感觉不错的话, contact (insert Real Estate Company here) to help you make an appropriate offer.

错误4:专注于单一功能

If you develop microscopic vision when looking at a house, it’s possible to overlook far greater potential problems.

Interior Decorating – Don’t get caught up in decorating features. 这些都是很容易改变的特性. 然而, the layout and floor plan of the home isn’t easy to change.

Exterior – It’s important to have a home with nice curb appeal, but again, you can change that later. It’s far easier to change landscaping than it is to rip out walls or add-on to a home to try and make it livable.

Price – Don’t focus completely on the price. Most buyers go out with an idea that they will only spend a fixed amount. A budgeted amount is often the first criteria when it comes time to evaluating homes.

错误5:忽视新建筑

Many buyers focus on existing homes, and don’t consider newly constructed homes. It’s hard to see the final vision of a planned home community, especially when touring through a development that is merely empty lots and partially built homes.

然而, 这些房子有很高的增值价值, especially when you get in during the initial phases of the development, before the model homes have been built and the developer has invested a lot of money in marketing the community.

错误#6没有代理人工作

Many people start looking at homes by driving by a home for sale and getting the number off the sign, 或者参观开放参观日.

While that’s a great way to get a feel for the market, it’s also easy to make a commitment to 购买 a home that doesn’t necessarily reflect your best interests.

Working with a real estate agent (or insert you specific agent here) can actually save you time and money.

错误#7仓促行事

Let’s say you found your dream home and put in an offer. 接下来会发生什么?

如果你的销售遵循大多数标准销售, 房屋被检查和估价, the information is shared with the buyer (via the agent) and the mortgage company. The mortgage company processes the loan agreement, the buyer and seller sign off and the home is yours!

然而, 在竞争激烈的市场中, some buyers waive the home inspection so that the loan can go through more quickly.

那么问题是什么呢? If there are defects that the home buyers discover later, 他们没有追索权，房子是他们的, 疣和所有.

简而言之，要有耐心. 就在这个阶段, 当人们试图加快进程时, that some of the biggest and most costly mistakes can take place.